Safe ($SAFE)

$SAFE (CA 7zUf6CvUEFHiwbeoWE7gebFPCue8JJgeH3Q91qqpump) is a bundled pile of shit, don't buy, stay away. 🚨

$SAFE on base

0x377c02df13feca873b2d8e627f60188066446b07

🚨 ALERT: SafeWallet says today’s self-custody setups are more fragmented and vulnerable than most users realize, prompting a full re-architecture of its systems.

Will this overhaul set a new standard for wallet security?

2025 will be known as the year banking went on-chain.

For years, “crypto neobanks” were a theory.
The tech wasn’t ready, the laws were murky, and users didn’t yet trust themselves to hold their own keys.
But this year, everything aligned.

1️⃣ Technology matured.

L2 networks like @arbitrum, @base, and @Mantle_Official made on-chain payments cheap and instant.

Account abstraction and smart wallets (Gnosis Safe, SafePal, Argent) solved crypto’s biggest UX problem – recovery, fees, and usability.

Stablecoins became spendable: @gnosispay and @payy_link now let you swipe crypto at any Visa terminal. And restaking protocols like @ether_fi unlocked real yield, powering debit and credit cards with 5–10% returns.

The rails were finally fast, cheap, and composable.

2️⃣ Regulation caught up.

In Europe, MiCA provided clarity on stablecoins, licensing, and compliance all under one rulebook.

In the U.S., the 2025 GENIUS Act legalized USD-backed stablecoins, protecting users and freeing innovators.

Together, these laws gave crypto neobanks something they never had before: legitimacy.

3️⃣ Macro tailwinds hit.

High interest rates and inflation made people ask why their savings earned 0.1%.

Stablecoins earning 5–10% yield suddenly looked rational.
A strong dollar drove global demand for digital USD, especially in emerging markets where local currencies were collapsing.

Crypto neobanks stepped in, offering dollar accounts, yield, and cards accessible to anyone with a phone.

4️⃣ Users evolved.

Crypto users want control with self-custody and also convenience.
Not DeFi dashboards, but intuitive apps.

Crypto neobanks answered with simple, yield-bearing wallets that feel like Revolut but without middlemen.

5️⃣ Competition stagnated.

While traditional neobanks plateaued, Revolut, N26, and Chime turned risk-averse, adding crypto trading but not innovation.

Into that void came @Plasma, @UR_global by Mantle, @ether_fi Cash, @gnosispay and @MetaMask, offering higher yields, better cards, and true asset ownership.

So why 2025, not earlier?

It took this long for the puzzle pieces to align.

The infrastructure (L2s, smart wallets, stablecoins) had to mature.
The regulators had to bless it.
Users had to lose faith in custodians.
And fintech incumbents had to slow down just enough for crypto-native builders to break through.

I believe this is the final layer of DeFi, the point where finance stops looking “theoretically decentralized” and starts feeling usable.

It took a decade of trial, collapse, and evolution.
But in 2025, crypto finally became bankable, and banks, finally, became optional.

Did you know that right now it's No-Fee November for @safe wallets holding $SAFE in mainnet?

Get your gas sponsored (up to an amount) by the Safe Ecosystem Foundation sponsorship program!

9 months ago, Bybit suffered the largest-ever crypto heist, as hackers stole ~$1.5 billion in Ethereum (~401,000 ETH) during a routine ETH transfer.

Since then, the team @safe has completely overhauled its infrastructure and systems. Safe CEO @rahulrumalla spoke candidly about the incident and learnings on our latest Chain Reaction show for @Cointelegraph.

We now know that attackers (likely Lazarus Group) compromised a Safe{Wallet} developer machine, injecting malicious JavaScript into the UI, which tricked Bybit's multi-sig process into approving a malicious smart contract.

The incident was a wake-up call for the entire cryptocurrency industry. This is a must-watch segment unpacking how Safe and wallet infrastructure providers are levelling-up to deal with the constantly evolving threats from hackers.

プライバシーがやっと市場で評価されはじめた✈️

・NEARのインテントベースのアクティビティは急増しており、取引量は前月比でほぼ倍増し、ユーザー数は12万人を超えた
・過去30日間で、NEARインテントを通じて約8億ドルのスワップ取引と決済が処理され、累計額は約18億ドルに
・Zashi SwapsやCrossPayなどのプライバシー機能の統合により、ユーザーエクスペリエンスが向上し、Zcashの市場プレゼンスが高まった
(元記事のリンクはリプライ）

While there’s no single playbook for governance restructuring, we’re starting to see a few consistent elements across projects that get it right.

Strategy and planning, entity structuring, community engagement, and treasury allocation form the backbone of any effective transition, but the balance between them depends on each team’s context. Jupiter took a measured pause to reassess direction, Arbitrum formalized execution through a new OpCo entity, Scroll emphasized transparent community calls, and Safe prioritized tighter treasury control.

These choices reflect different stages of maturity and risk tolerance, and that’s the real takeaway, what works for one DAO might not work for another.

The best approach is one rooted in clarity, communication, and alignment.
Full report that unpacks these restructuring models in detail: